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Checking Accounts
Savings Accounts
Checking Accounts
BASIC CHECKING
Minimum opening deposit $100
Service Charge $7 per month
If balance falls below $500
Free internet banking with bill pay
Free debit card
Unlimited check writing
NOW ACCOUNT
Interest bearing – Variable Rate
Minimum opening deposit $1,500
Service charge $10 if balance
Falls below $1,500
Free internet banking with bill pay
Free debit card
Unlimited check writing
REGULAR CHECKING
Minimum opening deposit $100
Service Charge $10.00 per month
Features:
Free wallet style checks
Free Internet banking with free bill pay
Free Debit Card – Unlimited check writing
POSITIVELY FREE
Requirements for this account:
Direct Deposit
Free internet banking with bill pay
Free debit card
Unlimited check writing
STUDENT CHECKING
Minimum opening deposit $100
First order of checks free
Free internet banking with bill pay
Free debit card
Upon completion of college or at
The age of 24, this account will be
Converted into a Basic Checking account
Unlimited check writing
FIFTY PLUS
Minimum opening deposit $100
Free wallet style checks
Free cashier's checks
Free money orders
Free travelers checks
Free internet banking with bill pay
Free debit card
Unlimited check writing
REGULAR BUSINESS
Minimum opening deposit $500
Service Charge $10 per month if daily
Balance falls below $500
Free internet banking with bill pay
Free debit card
Savings Accounts
BUSINESS SAVINGS
Interest bearing – Variable Rate
Minimum opening balance $50
Service Charge $10 per quarter if daily
Balance falls below $50
An additional $2 fee will be imposed for
Every debit in excess of 9 per quarter
MONEY MARKET BUSINESS
Interest bearing – Variable Rate
Minimum opening deposit $2500
Service Charge $10 per month if daily
Balance falls below $2500
Free internet banking
PLATINUM MONEY MARKET BUSINESS
Interest bearing – variable rate
Minimum Opening deposit $20,000
Service charge $10 per month if daily
Balance falls below $20,000
Free Internet banking
MONEY MARKET
Interest bearing – Variable Rate
Minimum opening deposit $2500
Service Charge $10 per month if daily
Balance falls below $2500
Free Internet banking
PLATINUM MONEY MARKET
Interest bearing – variable rate
Minimum Opening deposit $20,000
Service charge $10 per month if daily
Balance falls below $20,000
Free Internet banking
PERSONAL SAVINGS
Interest bearing – variable rate
Minimum opening deposit $50
Service charge $10 per month if daily
Balance falls below $50
An additional $2 fee will be imposed for
Every debit in excess of 9 per quarter
Free internet banking
MINOR SAVINGS
Interest bearing – variable rate
Minimum Opening Deposit $10
NO SERVICE CHARGE
Free internet banking
CHRISTMAS CLUB
Interest bearing – variable rate
Minimum opening deposit $1
No Service Charge
Free Internet Banking
Club Account consists of 50 weeks
A check will be mailed around the
First week of November
The bank will be responsible for the 50 th
Payment in accordance with the 49 th payment
Being made by the customer or the dollar amount
Equivalent to 49 payments having been made.
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